What's changing in the rules, and what it means for you
Short, practical write-ups on the regulation affecting retail investors in Ireland - no legal jargon, no hype.
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Zircon Fondmoor review 2026: what changed and what to check first
An honest look at where the platform stands going into 2026, and the checks worth doing before you deposit a cent.
Read the note → -
What the new investment rules mean for ordinary savers
The regulator is tightening how investment services are offered to retail clients. Here's the plain-language version and the dates that matter.
Read the note → -
Why your first deposit should be smaller than you think
The cheapest way to learn how a platform behaves is to give it very little to work with at first.
Read the note →
How to read the notes below
Written for people starting out
Every note here assumes no background in markets. Where a term can't be avoided it's explained the first time it appears, and where a rule differs by country that's stated plainly rather than glossed over.
What you won't find
No price predictions and no signals. Anything framed as a guaranteed return is the clearest warning sign in this industry, and we're not going to add to it.
How often it's updated
Notes are revisited whenever the underlying rules change - a new regulation, a new reporting requirement, a change in how deposits are handled. The date on each note is when it was last checked, not when it was first written.
Suggest a topic
If there's a question the notes don't cover, send it through the contact page; recurring questions are usually what turns into the next note.